COVID Resources for Businesses

Local Support Pages for Businesses

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Reopening Guidance for Businesses

County

California

National

Promoting Safety in Your Business

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The Small Business Owner’s Guide to the CARES Act

NOTE: The Small Business Administration will resume accepting PPP loan applications on Monday, April 27 at 7:30AM PDT from approved lenders on behalf of any eligible borrower. Learn more 

The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act are intended to assist business owners with whatever needs they have right now.


Paycheck Protection Program (PPP) – Cares Act

The Paycheck Protection Program Flexibility Act was signed on June 5th to provide businesses with greater flexibility and more time to maximize forgiveness of loans received under the PPP. You can apply through your existing banking partner until August 8, 2020. Changes to PPP Loans by the Paycheck Protection Program (PPP) Flexibility Act of 2020

To apply for a PPP:

  • Review the summary of the program and the application and gather the necessary materials such as payroll tax filings, proof of lease payments, proof of mortgage payments, and proof of utility payments
  • Get in contact with your accountant and/or bank that pays out your business’s payroll.
  • Contact your bank to confirm whether if it is authorized to process your Paycheck Protection Program loan. Review their loan processing requirements.

PPP Loan Forgiveness Application

PPP Loan Forgiveness Calculator


Economic Injury Disaster Loan REOPENED (EIDL) – Cares Act

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. SBA resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing those applications on a first-come, first-served basis. On June 15, SBA began accepting new EIDL and EIDL Advance applications from qualified small businesses and U.S. agricultural businesses.


Guide to the Employee Retention Tax Credit – Cares Act

The Coronavirus Aid, Relief, and Economic Security (CARES) Act created a new employee retention tax credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of COVID-19.

Who is eligible?

  • Private employers, including non-profits, carrying on a trade or business in 2020 that:
  • Have operations partially or fully suspended as a result of orders from a governmental authority due to COVID-19, or
  • Experience a decline in gross receipts by more than 50% in a quarter compared to the same quarter in 2019 (eligibility ends when gross receipts in a quarter exceed 80% compared to the same 2019 quarter)
  • With respect to tax-exempt organizations under 501(c) of the tax code, the requirement to be partially or fully suspended applies to all operations of the organization.
  • Employers who receive a Paycheck Protection Program (PPP) loan are not eligible for a tax credit. 

View and download Tax Credit Guide here


Pandemic Unemployment Assistance – Cares Act

As part of the federal CARES Act, the new Pandemic Unemployment Assistance (PUA) program helps unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services are significantly reduced as a direct result of the pandemic.

Eligibility

The PUA benefits are payable if you don’t qualify for regular UI benefits in California or another state and also do not qualify for State Disability Insurance or Paid Family Leave benefits. This includes:

  • Business owners
  • Self-employed individuals
  • Independent contractors

The EDD will begin accepting online applications for this program on Tuesday, April 28.

Guide to Pandemic Unemployment Assistance 


Financial Resources

SBA Funding Programs – Capital Access
Incidents can strain a small business’s financial capacity to make payroll, maintain inventory and respond to market fluctuations (both sudden drops and surges in demand). Businesses should prepare by exploring and testing their capital access options so they have what they need when they need it.

IBANK Jump Start Loan Program
IBank is offering loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas through its Jump Start Loan Program.

Ad Credits for Google Ads Small and Medium-sized Businesses

Tips for Landlord-Tenant Conversations During COVID-19

Tips for Renegotiating Commercial Rent


Free SBDC Webinars for Coping with COVID-19

Featuring interviews with experts in capital resource, e-commerce and more… These FREE SBDC webinars are designed to equip you with tools to navigate the economic difficulties posed by COVID-19.

Webinar Series for Business and Nonprofits Amidst COVID-19

PAST WEBINAR RECORDINGS

Prepping to apply for Emergency SBA Economic Injury Loans
https://vimeo.com/398658156/e1796f4dc9

Assistance Available for Businesses & Nonprofits
What resources are available to you in these challenging times.  Learn about Federal, State and Local resources that can help you think through business decisions.
Recording Here

Cash Flow and Scaling Operations with Tahoe Truckee Community Foundation
Running a small business or nonprofit means navigating timely decisions with limited resources.
What are the key questions and options that you have to make the best choices that are available to you today.
Recording Here

Virtual Workforce and Meetings with Tahoe Truckee Community Foundation
Businesses, now more than ever, are relying on electronic communications, on-line meetings and a virtual workforce.  How do you start to put the right tools and procedures in place to help ensure a productive transition into new platforms.
Recording Link

HR Topics in challenging times with Tahoe Truckee Community Foundation
There are so many decisions facing us as business managers. Human Resources is one of the most important resources to any business.  How do we ensure that fair practices and clear policies are in place during this rapidly changing time?
Meeting Link: https://zoom.us/j/337376753 

Coping with COVID: Emergency cash flow resources and opportunities
Northern California SBDC Hosts a panel of expert advisors who will offer sugestions and answer your questions on how small businesses can cope with tight cash flow during the Covid-19 emergency
Recording here.

Free Webinar from NorCal SBDC for RESTAURANTS AND BARS
https://vimeo.com/399542634/5401034cde>
This webinar is for restaurants, bars and the hospitality industry employers to get information and resources for their employees and businesses.

COVID-19 HR Guidance and Best Practices from ThinkHR 
http://pages.thinkhr.com/03.19.20COVID-19_WebinarReplayLP.html
Recording Here

Resources for Employees of CA Small Businesses Impacted by COVID-19 
app.livestorm.co/small-business-majority/resources-for-employees-of-california-small-businesses-impacted-by-covid-19

Preparing Small Businesses for the Next New Normal: hosted by the Sierra SBDC and Nevada County Executive Office
This interactive session will cover how to come to terms with your current cash situation, options for emergency financing (including tips for SBA loan applications) and planning for the next phase of your business.
Recording Here


Local Resources


State Resources

California


National Resources

Families First Coronavirus Response Act Notice

  • Each covered employer must post a notice of the Families First Coronavirus Response Act (FFCRA) requirements in a conspicuous place on its premises. An employer may satisfy this requirement by emailing or direct mailing this notice to employees, or posting this notice on an employee information internal or external website.

CDC, Interim Guidance for Businesses and Employers

OSHA Guidance on Preparing Workplaces for COVID-19

National Restaurant Association, Coronavirus Information and Resources

Resilience in a Box

  • If your business needs help putting a plan in place, use the U.S. Chamber Foundation’s toolkit created in partnership with the UPS foundation.

Coronavirus Small Business Guide. U.S. Chamber of Commerce

Combating the Coronavirus, U.S. Chamber of Commerce Resource and Guideline for Business

Better Business Bureau COVID-19 Resource Page

Coronavirus Management System™, Prepare your Organization for COVID-19